MECHANICS
The promotion is open to ALL REGULAR UNIFORMED SERVICES MEMBERS and ASSOCIATE MEMBERS of the AFPMBAI, as defined in attached Definition of Terms (Attachment A).
 

1. Members can acquire raffle entries provided that they meet the following criteria:
 

a. Must have an in-force basic membership insurance
b. Availed or purchased any of the following products, including matured accounts (excluding cancelled or surrendered), for the past 5 years from May 1, 2019 to July 31, 2025
i. Purchased at least two (2) permanent insurance plans
ii. Availed of at least two (2) insurance loans, including renewal loans
iii. Availed of at least one (1) real estate loan
 

2. Acquisition of raffle entries is segmented per product line, as follows:
 

Permanent Insurance Plans
a. Member must have purchased at least two (2) insurance plans that are either in-force or has matured in the past 5 years from May 1, 2019 to July 31, 2025.
b. Payor-members are entitled to the following:
. For face amount P200,000 and below: 1 raffle entry
. For face amount over P200,000: 1 raffle entry for every P200,000 face amount
Example: A permanent insurance plan with face amount of P550,000 would entitle the payor-member to 2 raffle entries.
 

Insurance Loan
a. Member must have availed of at least two (2) insurance loans for the past 5 years from May 1, 2019 to July 31, 2025.
b. Payor-members are entitled to the following:
. For loan amount P200,000 and below: 1 raffle entry
. For loan amount over P200,000: 1 raffle entry for every P200,000 loan amount
Example: An insurance loan with loan amount of P250,000 would entitle the payor-member to 1 raffle entry.
 

Real Estate Loan
. Member must have availed of at least one (1) real estate loan for the past 5 years from May 1, 2019 to July 31, 2025.
. Payor-members are entitled to the following:
. For loan amount P200,000 and below: 1 raffle entry
. For loan amount over P200,000: 1 raffle entry for every P200,000 loan amount
Example: A real estate loan with loan amount of P1,250,000 would entitle the payor-member to 6 raffle entries.

The electronic raffle shall be drawn using the e-raffle software developed by the Information Technology Division on September 1, 2025 (Monday) at the AFPMBAI Head Office.